The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the boom of online and mobile banking, customers are increasingly preferring to electronic channels get more info for their financial needs. This shift has led to a drop in branch locations, and many institutions are merging existing branches to

Return on total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the percentage of net income earned relative to the total assets held by the company. A higher ROTA indicates that a company is optimally utilizing its assets to gen